In this Ordinance, unless the context otherwise requires — "Authorised name" and "authorised address" mean respectively the name under which and the address at which a moneylender is authorised by a certificate granted under this Ordinance to carry on business as a moneylender; "Business name" means the name or style under which any business is carried on, whether in partnership or otherwise; "Company" means any body corporate being a moneylender; "Firm" means an unincorporate body of two or more individuals, or one or more individuals and one or more corporations, or two or more corporations, who have entered into partnership with one another with a view to carrying on business for profit; "Moneylender" means and includes every person whose business is that of moneylending or who carries on or advertises or announces himself or holds himself out in any way as carrying on that business, whether or not he also possesses or owns property or money derived from sources other than the lending of money and whether or not he carries on the business as a principal or as an agent; but shall not include— Cap 190. (a) any society registered under the Co-operative Societies Ordinance; or (b) any body corporate, incorporated or empowered by special Ordinance to lend money in accordance with such Ordinance; or (c) any person bona fide carrying on the business of banking or insurance or bona fide carrying on any business, not having for its primary object the lending of money, in the course of which and for the purposes whereof he lends money; or (d) any person or body corporate exempted from the provisions of this Ordinance by Order of the Governor in Council; or Cap 189. (e) any pawnbroker licensed under the Pawnbrokers Ordinance, where the loan is made in accordance with the provisions of the Pawnbrokers Ordinance, and does not exceed the sum of fifty pounds. "Principal" means in relation to a loan the amount actually lent to the borrower