MICHAEL YUSUF v. ZEEPAY GHANA LTD & ANOR

MOTION FOR SUMMARY JUDGMENT

The application before the Court filed on behalf of Plaintiff Applicant on 27th February, 2026 is for summary judgment to be entered in Plaintiff's favour against Defendants for the following reliefs:

a. An order for the payment of;

i. the sum of Eleven Million, Five Hundred and Eighty-Five Thousand, Seven Hundred and Fifty-Three United States Dollars (USD11,585,753.00.)

ii. the sum of Eight Thousand, Five Hundred Euros (Euros 8,500.00)

iii. the sum of One Million, Four Hundred Thousand Ghana Cedis (GHS1,400,000.00) owed to the Plaintiff.

b. Interest on relief (a) above.

c. Costs including legal fees.

I have read through the motion paper, the affidavit in support and attached Exhibits. | have also read through the affidavit in opposition to the instant application and the Exhibits attached thereto.

Careful consideration has also been given to the submissions made by both Counsel in respect of the instant application.

Plaintiff Applicant’s case is that he engaged the Defendants Respondents to facilitate the transfer of funds to designated persons across the world based on instructions from his clients.

Plaintiff Applicant’s dealings with Defendants Respondents were such that he would inform them on the amount to be transferred either in United States Dollars or Euros, negotiate and agree with the officers of 1st Defendant Respondent on the exchange rate for the intended transfer.

That, when the rate is agreed upon, Plaintiff Applicant will transfer the cedi equivalent of the amount to be transferred to Defendants Respondents, who upon receipt of the said funds will generate a SWIFT advice confirming the details of the transfer, that is, the amount to be transferred, the fees charged and the designated recipient.

When these SWIFT details are confirmed, the Defendants Respondents are obliged to transfer the funds as contained in the said advice.

That, communications in respect of these negotiations of the exchange rate, proof of transferred funds, instructions on how the transferred funds were to be disbursed among others were all held on a WhatsApp Platform made up of Plaintiff Applicant, 1st Defendant Respondent’s Treasurer, his Assistant and 2nd Defendant Respondent. This is evidenced by Exhibit A series.

That, monies that were transferred to Defendants Respondents by Plaintiff Applicant were mostly made into 2nd Defendant Respondent’s personal mobile money wallet. Exhibits