STEPHEN K. OKRUW v. ASSINMAN RURAL BANK LTD
July 6, 2023
HIGH COURT
GHANA
CORAM
- HIS LORDSHIP
- JUSTICE JOHN BOSCO NABARESE
Areas of Law
- Property and Real Estate Law
July 6, 2023
HIGH COURT
GHANA
CORAM
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The plaintiff sued the defendant claiming the following reliefs:
(a) A declaration of title to House № AF/RS-157 situate as Assin Foso
(b) An order for recovery of possession
(c) Recovery of arrears of rent from January, 2021 to be assessed by the Rent Officer from
January 2021 to date of judgment.
(d) Interest on the arrears of rent from January, 2021, to date of final judgment.
(e) An order of award of costs incidental to the institution of this action including but
not limited to filing and solicitor’s legal fees.
(f) An order of grant of any other relief that this court may deem fit to grant under the
circumstances.
The accompanying statement of claim sets out the plaintiff’s case. According to the
plaintiff he is the owner of House № AF/RS-157, Assin Foso, and he rented out the said
building to the defendant bank. He said he travelled abroad, and on his return to
Ghana, he met with the manager of defendant bank with the view to claiming rent
arrears and for possible renewal of the tenancy. The plaintiff said it was then that the
manager of the defendant bank informed him that the defendant had purchased the
house. Although the plaintiff stated that he remembers the defendant’s officers once
discussed with him their desire to purchase the disputed house, the discussion did not
materialize. It is the contention of the plaintiff that despite his denial of any such sale of
the house to the defendant bank, the defendant officers remain resolute about the said
sale and this was confirmed in a response to a letter written by his lawyer to the
defendant bank for a situational report on the development.
The plaintiff maintained that on no occasion did he sell or execute any deed of transfer
of interest in the said building to the defendant bank whatsoever. The plaintiff
contended that the defendant’s tenancy expired in December, 2020, and that from
January, 2021 the defendant has failed, refused and or neglected to pay any rent to him.
He stated that the defendant is determined to deny him ownership of the building and
being aggrieved and dissatisfied with the development, he has caused to be issued the
instant writ of summons claiming the reliefs per the endorsement on the writ of
summons.
The defendant bank reacted to the plaintiff’s statement of claim by filing a statement of
defence. The defendant bank stated that the plaintiff relinquished his title to the said
building after he negotiated with defendant on the sale of the
AI Generated Summary
Stephen Okruw, the landlord of House № AF/RS-157 in Assin Foso, sued the defendant bank for title, possession, rent arrears from January 2021, interest, and costs, asserting he never sold the house and only leased it earlier. The bank counterclaimed title, alleging an outright purchase in 2011 for GH₵ 120,000.00 after a Board meeting at Assin Manso, supported by a valuation by E.D Quarshie Consult (GH₵ 160,000.00) and acknowledgement of payment. The bank obtained land papers from the plaintiff’s grantor, Nana Asiedu Munko II, for registration, began paying property rates since 2013, and tenants attorned to it following the plaintiff’s notices to vacate. The court identified contradictions in the plaintiff’s letters about an alleged 10-year lease, noted the absence of any executed lease, and applied the Evidence Act’s burden of proof principles. Concluding that a definite offer and acceptance finalized a sale, the High Court dismissed the plaintiff’s claims, declared title in the defendant, and awarded costs of GH₵ 10,000.00, advising the bank to perfect legal title at the Lands Commission.