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JUDGMENT
JUDGEMENT
The Plaintiff herein per his amended Writ of Summons dated 14th December, 2022 claim
against the defendant the following reliefs:
i. Recovery of GH¢4,500 being financial assistance the defendant obtained from
plaintiff.
ii. Interest on the above stated amount from November, 2022 till date of final payment.
iii.Costs.
THE CASE OF THE PLAINTIFF
The Plaintiff’s case is that he is an MTN mobile money merchant based in Dambai Zongo
whilst the defendant is a police officer stationed at Kadjebi. According to plaintiff on 2nd
November, 2022 the defendant came to Dambai on official duty (celebration of memorial
service in honour of officers of the Ghana Police Service who fell in line of duty within
the year under review). Plaintiff said the defendant approached him, introduced himself
to plaintiff and told plaintiff that he defendant was informed by his colleague police
officers that the plaintiff have been assisting them with quick loans any time they were
in financial difficulties. Plaintiff stated that the defendant requested for a quick loan of
GH¢4,500.00 with the explanation that he owed MTN and he was going to use that money
to pay MTN off so as to qualify him to instantly apply for a fresh loan from MTN. Plaintiff
stated that he was told by defendant that the quick loan from MTN will be granted in one
hour and thus he will immediately pay the Plaintiff off before he leaves. According to
plaintiff he empathized with the defendant and was convinced by his explanation so he
immediately deposited the said amount of GH¢4,500 into defendant’s MTN mobile
money number to enable him carry out his transaction. Plaintiff added that when the one
hour duration was due for the defendant to repay the money, the defendant told him that
he had put in his application with MTN for the loan but the network was not good as
such the plaintiff should wait a while. Plaintiff said moments later the defendant told him
that he was being called to come to the Regional Police Headquarters to join his
colleagues for the commencement of the event and so he assured plaintiff that he will
return after the event to pay off the money. According to plaintiff after defendant left his
place he waited for several hours for the return of the defendant but to no avail so he
followed up to the Regional Police Headquarters but to his utmost bewilderment was
told that the defendant and his colleagues had gone back to Kadjebi. Plaintiff continued
that he quic