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NSEYEN v. JOS HANSEN AND SOEHNE (GHANA) LTD.

February 17, 1967

HIGH COURT

GHANA

CORAM

  • AMISSAH J.A

Areas of Law

  • Contract Law
  • Commercial Law

AI Generated Summary

In March 1962, the plaintiff entered a hire‑purchase with the defendant company for a Simca Etoile SG 5187, paying a £G300 deposit and monthly instalments toward £G714 10s, leaving £G79 10s unpaid. After a July 1963 breakdown, major repairs were arranged by a letter on 16 August 1963: £G100 paid, the balance by instalments, a six‑month/5,000‑mile engine‑parts guarantee, and a clause reserving seizure on default. In September 1963 non‑engine faults (transmission/differential) were repaired and charged £G38 19s. 6d; the plaintiff refused, believing the guarantee applied. The car broke down again in October 1963 and was only brought in February 1964, when the defendant retained it over arrears. The court held section 69 of the Sale of Goods Act governs hire‑purchase repossession but does not bar retention under the collateral repair agreement; the September repairs were not guaranteed and the plaintiff failed to prove the guarantee remained in force. The action failed; judgment was for the defendant.

JUDGEMENT