FIADZOE v. KUADZI
May 18, 1978
COURT OF APPEAL
GHANA
CORAM
- ANNAN JJ.A.
- KINGSLEY-NYINAH
- SOWAH
Areas of Law
- Contract Law
May 18, 1978
COURT OF APPEAL
GHANA
CORAM
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JUDGMENT OF ANNAN J.A.
The plaintiff-respondent claimed the following sums of money in his writ of summons:
(a) the sum of N¢672 being advance plaintiff paid to the defendant on 30 June 1971 for the purchase of defendant's Toyota bus No. GM 162 under a hire-purchase agreement dated 30 June 1971 which Toyota defendant has now seized unlawfully;
(b) the sum of N¢250 being the first instalment plaintiff paid to the defendant on 8 August 1971 under the said hire-purchase agreement;
(c) the sum of N¢624.20 being amount plaintiff spent in procuring the necessary papers on the said vehicle and making the vehicle roadworthy;
(d) the sum of N¢1,000 being damages for breach of contract.
According to the statement of claim the plaintiff-respondent entered into a hire-purchase agreement with the defendant-appellant for the purchase of the bus for the total hire-purchase price of N¢3,700. The agreement was dated 30 June 1971 and provided for the payment of the initial sum of N¢672 and a first instalment of N¢250. The plaintiff-respondent took delivery of the bus in terms of the agreement but had to spend a total of N¢624.20 for the purposes of the insurance certificate, certificate of roadworthiness and spare parts in order to put the vehicle on the road. The defendant-appellant seized the vehicle on or about 8 August 1971.
The statement of defence admits the agreement of 30 June 1971, the hire-purchase basis of the transaction and total payment of N¢672 at that date but denies that the first instalment of N¢250 was ever paid. The amount paid was N¢170 in July 1971 with no further payments until 23 August 1971 when the vehicle was seized. No admission is made of any of the claims of the Plaintiff-respondent.
[p.471]
The issues agreed for trial are:
(a) whether or not the plaintiff purchased the defendant's Toyota bus No. GM 162 by a hire-purchase agreement dated 30 June 1971;
(b) whether or not the said bus has been seized by the defendant;
(c) whether or not such seizure is lawful.
The undisputed evidence shows that the appellant and the respondent negotiated the sale of the former's bus to the latter for a total purchase price of N¢3,700 out of which amount the respondent had paid a total of N¢672 by 30 June 1971, the date of their written agreement, exhibit B. The first and second instalments were fixed in the sum of N¢250 payable on or before the 31 July 1971 and on or about 31 August 1971 respectively. Subsequent payments were fixed at N¢200 from 30
AI Generated Summary
This Ghana Court of Appeal decision, authored by Annan J.A. with Sowah J.A. and Kingsley-Nyinah J.A. concurring, concerns a hire-purchase of a Toyota bus (GM 162) under a written agreement (exhibit B) dated 30 June 1971. The hirer paid N¢672 initially and disputed the first instalment; the trial judge found only N¢170 was paid and that the hirer breached clause 4. The vehicle owner seized the bus around 23 August 1971. The Court held that exhibit B contained no contractual right to seize; clause 6 permitted only legal action to recover the balance. Under the Sale of Goods Act, 1962 (Act 137), Part VIII creates no seizure right, and section 44’s unpaid seller remedy is subject to contrary intention under section 76. Common law bailment did not permit repossession for a single missed instalment absent an express term. The seizure was wrongful and the appeal was dismissed.