CAL BANK PLC VS BILAL FAYEZ HAMOUI
2024
HIGH COURT
GHANA
CORAM
- LORDSHIP FRANCIS OBIRI ‘J’
Areas of Law
- Civil Procedure
- Banking and Finance Law
- Alternative dispute resolution
AI Generated Summary
Justice Francis Obiri of the High Court considered a motion by the Defendant/Applicant to strike out a debt recovery suit brought by the Plaintiff Bank. The Applicant argued that an earlier suit (CM/BDC/0500/2023) between the same parties over the same loan relationship was already pending, making the later suit (CM/BFC/0646/2023) duplicative and abusive. The Respondent opposed, saying the motion was out of time, sought consolidation, and referenced pre-trial settlement. The Court first addressed timeliness, emphasizing the importance of procedural time limits yet applying Order 81 to waive non-compliance because it did not go to the root of the matter. On the merits, the Court applied Order 11 rule 18(1)(d) and public policy against piecemeal litigation, holding that the bank’s reliefs should have been pursued by counterclaim in the first suit. The Court declined consolidation (only the Chief Justice can transfer cases) and clarified that settlement statements are not admissions. The later suit was dismissed and no costs awarded.