AGRICULTURE DEV. BANK v. OSUMANU ALI
July 7, 2022
COURT OF APPEAL
GHANA
CORAM
- SENYO DZAMEFE, J.A, (PRESIDING)
- P. BRIGHT MENSAH, J.A
- GEORGE KINGSLEY KOOMSON, J.A
Areas of Law
- Tort Law
- Evidence Law
- Civil Procedure
- Employment Law
July 7, 2022
COURT OF APPEAL
GHANA
CORAM
AI Generated Summary
On appeal from the High Court, the Court of Appeal, per Senyo Dzamefe JA (with P. Bright Mensah JA agreeing), upheld a defamation judgment in favor of Osumanu Ali, a former Senior Currency Trader and Head of Forex at Agricultural Development Bank (ADB), who resigned in August 2012 after unmet remuneration promises and was subsequently the subject of two newspaper disclaimers in the Daily Graphic and Ghanaian Times bearing his photograph. The majority carefully set out the Ghanaian law of defamation and innuendo, emphasizing the ordinary reader’s inference when banks publish disclaimers with employee photographs. Although Ali left ADB voluntarily and without misconduct, ADB had no disclaimer policy and offered no justification for publishing that he was no longer authorized to transact business, which the court held carried a defamatory innuendo implying wrongdoing and was actuated by malice. Affirming the High Court, the majority sustained general damages of GH¢100,000, exemplary damages of GH¢500,000, and injunctive and retraction orders, and dismissed Ali’s bid to vary the remainder of the judgment. Koomson JA dissented, treating the statements as true and non-defamatory.
DZAMEFE, JA
This is an appeal against the decision of the High Court Accra dated 20th October 2017 in favour of the plaintiff/respondent hereinafter referred to as the plaintiff. The defendant/appellant also referred to as the defendant, dissatisfied with the judgment launched this appeal.
The plaintiff a former staff of the defendant bank, on 10th October 2014 issued this writ of summons against the defendant for the following reliefs;-
General damages against the defendant for breach of contract and/or deceit from 1st March, 2010 to 31st August 2012;
Special damages of the sum of Gh¢200,885.10 against the defendant being amount lost as result of the breach of contract from the period of 1st March 2010 to 31st August 2012 using Cal’s monthly income of February 2010 figure;
Interest on the sum of Gh¢200,885.10 from 1st September, 2012 to date of final payment;
General damages against the defendant for malicious publications thereby denying the plaintiff the opportunity and/or right to seek employment to practice his trade;
Special damages for the lost opportunity to be employed for at least 20 years using the monthly income of the plaintiff at Cal using the February 2010 figures which works out to be Gh¢2,612,025.60;
A further special damages of Gh¢165,000.00 being cost of the trucks invested by the plaintiff as a result of the breach of contract and/or lost opportunity to work;
Interest on the amount of Gh¢165,000.00 from the 1st December, 2013 to date of final payment;
Damages for libel;
An exemplary damages for libel for the sum of Gh¢2,000,000.00;
Perpetual injunction to restrain the defendant, its agents, servants, or otherwise from further publishing or causing to be published the said publication or similar words defamatory of the plaintiff;
Cost
Any other reliefs the honourable court may deem fit.
The plaintiff in his statement of claim averred that he is a graduate from the Kwame Nkrumah University of Science and Technology (KNUST) and graduated in Mathematics with Economics in the year 2004. He did his National Service at the Stanbic Bank Ghana Limited from September 2004 to August 2005, and was fully employed by the bank on the 1st November 2005 as a “Dealer Forex” on the grade of an Assistant Officer Grade 5. His consolidated monthly salary was ¢5,096.000 (old cedis). Plaintiff averred he was trained and coached by expert Treasury managers in the Stanbic Bank and in Standard Bank of South Africa and had the best of training in Tr